Email Disclaimer

NOTICE TO RECIPIENTS: The information contained in and accompanying this communication may be confidential, subject to legal privilege, or otherwise protected from disclosure, and is intended solely for the use of the intended recipient(s). If you are not the intended recipient of this communication, please delete and destroy all copies in your possession, notify the sender that you have received this communication in error, and note that any review or dissemination of, or the taking of any action in reliance on, this communication is expressly prohibited. Also, the contents of this communications and attachments are for informational purposes only and should not be construed as an offer to sell securities or shares of any of the funds managed by Christian Brothers Investment Services, Inc. (“CBIS”).

CBIS reserves the right to intercept, monitor and retain email messages to and from its systems as permitted by applicable law. Electronic communication may be reviewed by authorized personnel and may be provided to regulatory authorities or others with a legal right to access such information. Email messages may contain computer viruses or other defects, may not be accurately replicated on other systems, or may be intercepted, deleted or interfered with without the knowledge of the sender or the intended recipient. For the protection of our participants, CBIS does not accept instructions regarding participant accounts by email and CBIS policy does not permit employees to transmit CBIS or participant policy decisions; participant account instructions; or information such as account names, numbers, custody numbers, PINs, or other identifying information by email.